ПРАВОВОЕ РЕГУЛИРОВАНИЕ ИПОТЕЧНОГО СТРАХОВАНИЯ В РОССИЙСКОЙ ФЕДЕРАЦИИ

Аннотация

The article discusses the key features of the legal regulation of mortgage insurance, as well as current issues and problems of the proper fulfillment of obligations under this type of insurance. The specifics of the mortgage insurance contract as a complex obligation is considered, the positions of researchers regarding the content of this type of insurance are shown. The court practice is analyzed when a dispute arises due to different interpretations by the parties of the wording of the terms of the contract, allowing the insurer to exclude the payment of insurance compensation. It is concluded that the existing wording of the rule of law makes it difficult to protect the interests of citizens in the event of an insured event.