A quantitative methodology for financial technology (FinTech) market strategic forecasting: a conceptual model and applied verification
EDN: KKSAEM
Abstract
The article presents an analysis of the challenges of assessing the strategic potential of the Islamic financial technology market. The theoretical framework is based on Sharia principles (maqasid al-Shari'ah) and the strategic guidelines of the Islamic Development Bank. The article proposes a proprietary FinTech-meter model, combining expert assessments of countries' innovative potential with predictive modeling methods. The model allows for the identification of strategic archetypes of countries and forecasting the development trajectories of the Islamic FinTech market. The results contribute to the development of a regulatory environment and strengthening the socially oriented foundation of the Islamic financial system.
About the Authors
S. S. Galazova
North Ossetian State University named after K. L. Khetagurov
Russian Federation
Russian Federation
Svetlana S. Galazova, Doctor of Sciences (Economics), Professor
Department of Economics
Vladikavkaz
L. R. Magomaeva
Grozny State Oil Technical University named after Academician M.D. Millionshchikov
Russian Federation
Russian Federation
Leila R. Magomaeva, Doctor of Sciences (Economics), Director of the Institute
Institute of Digital Economy and Technological EntrepreneurshipAcademician Millionshchikov
Grozny
O. M. Razina
Institute of Social Sciences
Russian Federation
Russian Federation
Olga M. Razina, Candidate of Sciences (Economics), Associate Professor
Department of Economics, Management, Administration and Business IT
Moscow
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For citations:
Galazova S.S., Magomaeva L.R., Razina O.M. A quantitative methodology for financial technology (FinTech) market strategic forecasting: a conceptual model and applied verification. Territory Development. 2026;(2 (44)):20-37. (In Russ.) EDN: KKSAEM
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